Professional Insurance Consultant and Risk Manager experienced in the process of managing uncertainty of exposures that effect an organization’s financial condition. Incorporates enterprise risk management techniques to lower corporations total cost of risk. Comprehends contract language as well as recognizes its practical implications. Works well with a variety of audiences.


DePaul University - Chicago, IL. Bachelor of Arts, Insurance and Risk Management (Summa Cum Laude), Alpha Sigma Lambda Honor Society.

May 1981 South Suburban College - South Holland, IL. Associate of Science.


July 2008 The National Alliance for Insurance Education and Research
  Certified Risk Manager
June 2007 The National Alliance for Insurance Education and Research
  Certified Insurance Counselor
Holds active insurance licenses in Illinois, Indiana and Wisconsin


September 1988 - present Owner / President
Aardsma Agency, Dyer, IN.


November 2000 – present
Fox Valley Christian Action, St. Charles, IL.
  Determined proper insurance coverages, deductibles, etc.
  Overcame loss issues to retain insurance and lower premium

April 1999 – April 2007
Al Wagner & Son - Architectural Sheet Metal Contractors, Chicago, IL.
  Proactively managed claims to lower loss ratios.
  Worked with management to lower overall cost of risk.



March 1996 – May 1999
Trustee, Village of Thornton, IL.
  Established curbside recycling program for the town’s 1,000 residents.
  Re-codified the municipalities past laws and ordinances
  Chairman of the Police & Fire Committee


March 1984 – October 1987
President, Illiana Christian Athletic Association
  Revitalized and grew church sports leagues, for over 24 teams in three sports.
  Aided in scheduling, fund-raising, planning and organizing all events


May 2004
Sierra Leone, West Africa


   Set up complete computer lab for The Evangelical College of Theology
   Provided 30 laptop computers, 2 projectors and various printers for the school’s use
   Learned about African culture from interactions with translators, missionaries and children