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Business Insurance Solutions

We offer coverage solutions for every need – here are a few examples:

 

Property

Property insurance protects tangible and intangible property such as buildings, office equipment, stock, copyrights, and loss of use of property due to a loss.

 

Liability

Liability insurance protects your legal responsibility for losses for which your company is responsible. These losses include such things as a slip and fall on your property or a product you create that injures someone. Another common term for liability is casualty.

 

Business Auto

Business auto insurance provides coverage for a land motor vehicle such as a car, truck, or trailer which could cause or incur damage.

 

Workers' Compensation

Workers' Compensation insurance is employer-purchased coverage to pay for medical expenses, lost wages, and/or death benefits for employees who suffer a work-related injury or illness.

 

Crime

Crime coverage protects a business from losses caused by theft, robbery, or burglary of real property and monies and securities, both on and off the business property.

 

Mobile Equipment

Mobile equipment insurance covers land vehicles or machinery, such as those used in construction or industry, not licensed or designed for road use. Fork lifts and bulldozers are both examples of mobile equipment.

 

Business Umbrella

Business Umbrella coverage is designed to protect a business by increasing the primary limits of liability coverage. This “umbrella” generally extends coverage over automobiles, general liability, and employer’s liability.

 

Surety Bonds

Surety bonds are not insurance. Rather, they're agreements that provide monetary compensation to a third party if there's a failure to perform specific acts by the insured party within a stated period of time.

 

E&O (Errors and Omissions)

E&O insurance protects against loss due to a claim of a negligent act, error, or omission by the insured party.

 

EPLI (Employment Practices Liability Insurance)

EPLI insurance protects a corporation, directors and officers, and employees for claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline, and failure to employ or promote.

 

D&O (Directors and Officers)

D&O insurance provides liability coverage for wrongful acts of a board of directors of either a corporation or non-profit group.